|
e) |
|
ISSUE OF CHEQUE BOOK |
|
|
|
i) |
More than 50 cheque Leaves in accounting year. |
Rs.1.50
(Per chq.Leaf) |
|
f) |
|
ISSUE OF DUPLICATE PASSBOOK |
|
|
|
|
(Including Present & Previous Entries) |
Rs. 50/- |
2) |
|
|
CURRENT ACCOUNT & C.C ACCOUNT |
|
|
a) |
|
Opening & Maintenance of minimum balance in Current Account. |
Rs. 2000/- |
|
b) |
|
Charge for failure to maintain minimum balance per month. |
Rs. 150/- |
|
c) |
|
Closure of current account |
|
|
|
i) |
If Closure within 3 months from the date of opening. |
Rs. 150/- |
|
|
ii) |
If Closure within one year |
Rs. 100/- |
|
|
iii) |
If Closure after one year |
Rs. 75/- |
|
|
iv) |
Dormat A/c. transferred to operative A/c. |
Rs. 50/- |
|
|
v) |
Closure of Dormat A/c. |
Rs. 75/- |
|
|
vi) |
Charges for Unused cheques to be collected at the time of closure of current |
Rs. 2/- (per leaf) |
|
|
vii) |
If unused cheques not retd. |
Rs. 2/- (per leaf) |
|
d) |
|
Issue of Cheque Book (Current , C.C. & OD A/c.) |
Rs. 2/- (per leaf) |
|
e) |
|
Issue of Duplicate statement of Account for Current And cash credit Account. |
|
|
|
i) |
for first page |
Rs. 50/- |
|
|
ii) |
Next pages |
Rs. 25/- |
|
f) |
|
Inward clearing cheque return charges. |
|
|
|
|
(Plus 18% Int. Per day) |
Rs. 200/- |
|
|
|
Outward Clearing Cheque return Charges. |
Rs. 50/- |
|
|
|
ECS Mandate Debit Cleg. |
Rs. 200/- |
|
g) |
|
In Operative Cd A/c (Half yearly Closing Charges Mar./Sept.) |
Rs. 100/- |
3) |
|
|
TERM DEPOSITS |
|
|
|
|
Issue of duplicate Receipt. (Per Receipt.) |
Rs. 25/- |
|
a) |
|
(To be issued in the form of certificate) |
|
|
b) |
|
Default of RD A/c instalment (monthly per Rs.100) |
Rs. 2/- |
4) |
|
|
LOAN ADVANCES, CASH CREDIT A/C & OTHER FORMS |
|
|
a) |
|
Supply of Applicatin forms |
|
|
|
i) |
Personal Loan |
Rs.50/- |
|
|
ii) |
Business Loan |
Rs.150/- |
|
|
iii) |
Vehicle Loan |
Rs.150/- |
|
|
iv) |
House loan(SPGY) |
Rs.150/- |
|
|
v) |
Other Loan (Gold ,NSC, KVP Etc) |
|
|
|
|
up to Rs.10000/- |
Rs.50/- |
|
|
|
Above Rs. 10000/- |
Rs.75/- |
|
|
vi) |
Membership |
Rs.25/- |
|
|
vii) |
Nominal Membership |
Rs.25/- |
|
b) |
|
Processing Charges (Services Charges) |
|
|
|
i) |
Up to Rs.50,000/- |
Rs.500/- |
|
|
ii) |
Rs.50,000 to Rs 5.00 Lacs |
Rs.500/-+0.50% |
|
|
iii) |
Rs.5.00 lacs to Rs 30.00 Lacs |
Rs.2500/-+0.30% |
|
|
iv) |
Above Rs. 30.00 Lacs |
Maximum Rs.10000/- |
|
|
|
For SPGY Loans |
|
|
|
|
(a) Up to Rs.5.00 lakh |
Rs. 2,500/- |
|
|
|
(b) Rs. 5.00 lakh & up to Rs.10.00 lakh. |
Rs. 3,500/- |
|
|
|
(c) Rs.10.00 lakh up to 25 lakh |
Rs. 5,000/- |
|
|
|
(d) Rs.25.00 lakh up to 50 lakh |
Rs. 7,500/- |
|
|
|
(e) Rs.50.00 lakh up to 70 lakh |
Rs.10,000/- |
|
|
|
For gold Loan |
|
|
|
|
(a) Up to Rs.25000/- |
Rs.50/- |
|
|
|
(b) Above Rs.25001/- |
Rs.100/- |
|
|
|
(Note : While renewal of clean O.D. , C.C. Charge Processing fee) |
|
|
c) |
|
Late Submission of Stock Statement (for CC & Term Loan) |
|
|
|
i) |
Up to Rs.1.00 Lacs |
Rs.100/- |
|
|
ii) |
Rs.1.00 Lacs to Rs.5.00 Lacs |
Rs.200/- |
|
|
iii) |
Rs.5.00 Lacs to Rs.10.00 Lacs |
Rs.300/- |
|
|
iv) |
Above Rs.10.00 Lacs |
Rs.400/- |
|
d) |
|
Notice of Defaulters |
|
|
|
i) |
for Surety Loan |
Rs.50/-+Postage |
|
|
ii) |
Other Loan Notices / Legal Notices |
|
|
|
|
a) First Notice |
Rs.100/-+ Postage |
|
|
|
b) Second Notice |
Rs.200/-+ Postage |
|
|
|
c) Third Notice |
Rs.300/-+ Postage |
|
|
|
Case File Charges (For all Loans) |
Rs.200/-+ Actual Exp. |
|
e) |
|
Visit Charges (Inspection & Recovery) |
Exp. |
|
|
i) |
Surety Loan |
Rs.100/- Per Visit |
|
|
ii) |
Vehicle Loan |
Rs.250/- Per Visit |
|
|
iii) |
Business Loan |
|
|
|
|
a) Up to Rs.1.00 Lac |
Rs.150/- Per Visit |
|
|
|
b) Rs.1.00 Lacs to Rs.2.00 Lacs |
Rs.250/- Per Visit |
|
|
|
c) Rs.2.00 Lacs to Rs. 5.00 Lacs |
Rs.500/- Per Visit |
|
|
|
d)Above Rs.5.00 Lacs |
Rs.750/- Per Visit |
|
|
iv) |
Other Loans |
Rs.100/- Per Visit |
|
|
v) |
Visit Out Of Mumbai |
Actual Exp. |
|
f) |
|
VEHICLE ETC. |
|
|
|
i) |
Issue of N.O.C. to R.T.O per vehicle |
Rs.100/- |
|
|
ii) |
Seizing Charges |
|
|
|
|
a) Light motor Vehicle :- Car , Jeep, Tempo Etc |
Rs.500/-+Towing Charges(if vehicle in dead Cond.) |
|
|
|
b)Heavy Vehicle :- Trailer , Truck, Bus, JCB Etc |
Rs.1000/-+Towing Charges(if vehicle in dead Cond) |
|
|
|
c) Out of Mumbai |
Rs.1500/-+Actual Exp. |
|
g) |
|
Gold VALUATION CHARGES (Only for Gold Smith) |
|
|
|
|
Per 10gm. |
Rs.2/- |
|
h) |
|
ENCASHMENT OF NSC/KVP ETC. (By Bank Only) |
Rs.25/-per Cert.+Travelling exp. |
|
i) |
|
ASSIGNMENT OF NSC/KVP ETC |
Rs.25/-per Cert.+Travelling exp. |
|
j) |
|
TRADE CERTIFICATE |
|
|
|
i) |
For All Types of Vehicles (to be shown as other Income) |
Rs.200/- |
|
k) |
|
Temporary Over Draft (After approval of H.O.) |
Charges 18% Per. Int. |
|
l) |
|
Non-Display of Bank Name board in business/office/factory/ premises/ on machinery / on vehicle (When noticed during visit to concerned parties) |
Rs.200/- |
|
m) |
|
Recovery of Surcharge: |
|
|
|
|
a) After obtaining Recovery Cert. or Hukumnama |
0.50% |
|
|
|
b) Property forfeited but before Auction |
0.75% |
|
|
|
c) After Auction |
1.50% |
|
n) |
|
BANK GUARANTEE |
|
|
|
|
Fully Secured (100% Fixed Deposit) (Also recover charge of claim period) |
1% per year & Minimum Rs.500/- |
5) |
|
|
SOLVANCY CERTIFICATE |
|
|
a) |
|
Up to Rs.1.00 Lacs |
Rs.100/- |
|
b) |
|
Rs.1.00 Lacs to Rs. 10.00 Lacs |
Rs.200/- Per lacs |
|
c) |
|
Above Rs. 10.00 Lacs |
Rs.2000/- |
6) |
a) |
|
Outstation Cheques Sent for Collection :- |
|
|
|
i) |
Up to Rs.500/- |
Rs.15/-+Postage |
|
|
ii) |
Rs.501/- to Rs.1000/- |
Rs.25/-+Postage |
|
|
iii) |
Rs.1001/- to Rs.5000/- |
Rs.45/-+Postage |
|
|
iv) |
Rs.5001/- to Rs.10000/- |
Rs.55/-+Postage |
|
|
v) |
Above Rs. 10001/- |
Per thousand Rs.5/-+postage |
|
|
vi) |
Maximum Rs.5000/- |
|
|
b) |
|
Outstation Bills Sent for collection :- |
|
|
|
i) |
Up to Rs.500/- |
Rs.15/-+Postage |
|
|
ii) |
Rs.501/- to Rs.1000/- |
Rs.35/-+Postage |
|
|
iii) |
Rs.1001/- to Rs.5000/- |
Rs.55/-+Postage |
|
|
iv) |
Rs.5001/- to Rs.10000/- |
Rs.65/-+Postage |
|
|
v) |
Above Rs. 10001/- |
Per thousand Rs.5/-+postage |
|
c) |
|
Outstation Bills/ Cheques Recevied for Payment :- |
|
|
|
i) |
Up to Rs.10000/- |
Rs.25/-+ Postage |
|
|
ii) |
Rs.1001/- to Rs.1.00 Lacs |
Rs.50/-+ Postage |
|
|
ii) |
Above Rs. 1.00 Lacs |
Rs.100/-+ Postage |
7) |
|
|
PAY ORDERS ETC. |
|
|
a) |
|
ISSUE OF PAY ORDERS. |
|
|
|
i) |
Up to Rs.500/- |
Rs.10/- |
|
|
ii) |
Rs.501/- to Rs.1000/- |
Rs.20/- |
|
|
iii) |
Rs.1001/- to Rs.5000/- |
Rs.30/- |
|
|
iv) |
Rs.5001/- to Rs.10000/- |
Rs.40/- |
|
|
v) |
Rs.10001/- to Rs.1 Lacs |
Per thousand Rs.2/- Maximum Rs.200/- |
|
|
vi) |
Rs.100001/- to Rs.2 Lacs |
Per thousand Rs.2/- Maximum Rs.400/- |
|
|
vii) |
Rs.20001/- to Rs.10 Lacs |
Per thousand Rs.2/- Maximum Rs.2000/- |
|
|
Viii) |
Above Rs. 10.00 Lacs |
Max. Rs.2500/- |
|
b) |
i) |
Revalidation of pay order within one year from date of issue. |
Rs.25/- |
|
|
ii) |
Cancellation of Pay order. |
Rs.25/- |
|
|
iii) |
Issued of Duplicate Pay Order |
Rs.100/- |
|
|
iv) |
Stop Payment |
Rs.50/- |
8) |
|
|
SAFE DEPOSIT LOCKERS |
|
|
a) |
|
Opening of Lockers |
|
|
|
i) |
Key Deposit |
Rs.5000/- for New Locker only |
|
|
ii) |
Service Charges (While Allotment of Lockers) |
|
|
|
|
Form Fee |
Rs.25/-+Actual Stamping Charges |
|
|
iii) |
Locker Rent Per Year |
|
|
|
|
Small |
Rs.500/- |
|
|
|
Medium |
Rs.1000/- |
|
|
|
Big |
Rs.1500/- |
|
|
|
(Recover Yearly Locker Rent in April Month) |
Rs. 2000/- |
|
|
iv) |
BRAKE OPEN OF LOCKER IN CASE OF LOSS OF KEY / |
Rs.200/-+Com. |
|
|
|
NON PAYMENT OF RENT. |
Actual Exp. |
|
|
|
Note :- The Branch should immediately write to the locker mfg. company for replacement of lock & key should be given to the new allotted in a company sealed pack... |
|
9) |
|
|
RTGS |
|
|
|
|
RTGS |
No Charges |
10) |
|
|
NEFT |
|
|
|
|
NEFT |
No Charges |
11) |
|
|
GENERAL |
|
|
|
i) |
Issue of any other certificate by Bank. |
|
|
|
|
Certificate for interest on term Deposit / Saving A/c or Balance Certificate (First certificate free) Next certificate |
Rs.20/- Per Cert |
|
|
ii) |
Stop Payment Instructions. (All A/c's with cheque book facilities) |
Rs.50/- Per Chq. |
|
|
iii) |
ECS mandate registration for debit cleg. |
Rs.100/- Per mandate |
|
|
iv) |
Sign verification. |
|
|
|
|
In case of outsiders |
Rs.50/- |
|
|
v) |
Charges to be collected for the loss of Tokan (All A/c's) |
Rs.100/- Per Token |
|
|
vi) |
issue of duplicate ATM Card (Each card) |
Rs.50/- |
|
|
vii) |
Issue of duplicate Share Certificate (For each cert.) |
Rs.25/- |
|
|
viii) |
Fate Enquiry |
|
|
|
|
a) Saving A/c. |
Rs.25/- |
|
|
|
b) Current A/c. |
Rs.50/- |
|
|
ix) |
Member Enterance Fees |
|
|
|
|
a) A Class Member |
Rs.100/- |
|
|
|
b) Nominal Member |
Rs.100/- |
12) |
|
|
CREDIT REPORT OF A PARTICULERS CUSTOMER PRIVATE & CONFIDENTIAL (For Other Bank's) |
Rs.50/- Per Cert. |