| Types Of Loans |
New Int. Rate
(w.e.f. 01.01.2022) |
| 1) Surety Loan(EMI)/ Overdraft (Clean) |
16.00% |
| 2) Employees Guarantee Loan (EMI) |
14.00% |
| 3) House Repair & Renovation Loan (EMI)(SPGY) |
11.00% |
| 4) NSC & KVP Mortgage Loan (EMI) |
10.00% |
| 5) Term Loan(LNLAND/EMILAND) |
|
a) Upto 84 months Reducing Method
|
11.00% |
b) Upto 84 months EMI Method |
11.00% |
c) Above 84 months and upto 120 months(EMI) |
12.00% |
| 6) Cash Credit Loan |
|
a) Registered Mortgage |
11.00% |
b) Pledged Mortgage |
12.00% |
| 7) Vehicle Loan (EMI) |
9.00% |
| 8) SPGY Loan (EMI) |
9.00% |
| 9) Gold Loan |
|
| a) Upto 2 Lacs (Bullet Payment) |
10.00% |
| 10) Term Deposit Receipt Mortgage Loan |
|
|
a) Interest rate on own term deposit plus 1.00% higher
b)If you take a loan on a third person's deposit, the interest rate on the deposit will be 1.50% higher
|
|
