(w.e.f. 01.06.2020)
                  Types Of Loans          New Int. Rate
      (w.e.f. 01.06.2020)
   1) Surety Loan(EMI)/ Overdraft (Clean)           16.00%
   2) Employees Guarantee Loan (EMI)           15.00%
  3) House Repair & Renovation Loan (EMI)(SPGY)           12.00%
  4) NSC & KVP Mortgage Loan (EMI)           13.00%
  5) Term Loan(LNLAND/EMILAND)

          a) Upto 84 months Reducing Method
    
          12.00%

         b) Upto 84 months EMI Method

          12.00%

        c) Above 84 months and upto 120 months(EMI)  
          13.00%
  6) Cash Credit Loan           

        a) Registered Mortgage  
          12.00%

        b) Pledged Mortgage  
          12.50%
  7) Vehicle Loan (EMI)           9.50%
  8) SPGY Loan (EMI)           

        a) Loans upto Rs.25 lac  
          9.50%

        b) Loans above Rs.25 lac  
          10.00%
  9) Gold Loan
        a) Upto 2 Lacs Reducing Balance           11.00%

        b) Above 2 Lacs and upto 5 Lacs 
        3 months instalment (EMI) or

        6 months instalment (EMI)

  Don't give new loan for above 2 Lac
 
            

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